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Product &
Venture
Builder.

Medibank · BOQ · Optus · CommBank · Sydney Opera House

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15 years. Six iconic organisations.

Most of my career has been spent building things large organisations need but struggle to create themselves — new revenue streams, new ventures, and new products that get to market before the structure would normally allow. The sector changes. The mandate doesn't: zero to one, high ambiguity, commercial accountability.

Medibank
2023 — Present
Medibank
New Ventures + AI Product Lead
Bank of Queensland
2018 — 2023
Bank of Queensland
Head of Product Innovation Lab
Optus
2015 — 2018
Optus
Associate Director, Innovation
CommBank
2014 — 2015
CommBank
Digital Lead, Experimentation
Sydney Opera House
2012 — 2014
Sydney Opera House
Senior Digital Innovation
World Vision
2010 — 2012
World Vision
Digital Product & Innovation
15+
Years leading and building corporate innovation
3
Innovation and venture functions built from the ground up
$30M+
Social value created
3x
World-first products built

Case Studies

04 projects

Experiments

At Optus, at BOQ, at Medibank — the brief has always been some version of the same thing: build something that doesn't exist yet, make it commercially viable, and do it faster than the structure would normally allow. The work looks different each time. The approach doesn't.

I have led this work across some of Australia's most recognised organisations. At Optus, under my leadership the team built Donate Your Data — repositioning the brand away from competing on price entirely by creating community value at a scale competitors couldn't replicate — and Call Translate, the world's first AI-powered real-time voice translation service, built in partnership with Google Cloud.

At BOQ I built the Innovation function from the ground up — designing the venture pipeline, running structured business experiments with live customers, and scaling validated opportunities into the core business each year, supported by board-level investment cases. At Medibank I established a greenfield corporate health and wellbeing venture from exploration through to market launch, opening an entirely new revenue line and customer segment — and defined the enterprise AI strategy to help four million members navigate a genuinely complex health system.

I work best in ambiguous, zero-to-one spaces — where the opportunity isn't fully defined yet and someone needs to think strategically, build the case, and make it real. I bring long-term vision, commercial rigour, and the hands-on leadership to see it through.

Advanced AI Product Leadership · Maven2025
Angel Investment Program · Airtree Ventures2023
Advanced Product Leadership · Reforge2023
Oxford FinTech Program · University of Oxford2020–21
Leading Innovation · Stanford University2018
BA Hons Business & Marketing · University of Lancashire1st Class
Nick Malham